What works best for you?

Quick Start
Plan

For those who want to focus on one or two of their most pressing financial concerns.

Comprehensive
Financial Plan

For those who want a partner with the resources and knowledge to both develop and maintain a financial plan which is tailored for them.

Investment
Management

For those who seek guidance, structure, and a wider range of choices for their investments than is available on their own.

Investment
Advice

For those who need input from an advisor but do not require full investment management services.

Quick Start Plan

Ideal for first timers who need some planning but don’t know where to start, or just want to test the waters. We will focus on one or two of the most pressing financial concerns of the client’s choice.

What to expect:

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of one or two high-impact financial concerns.

Plan Delivery Meeting:

  • 30 minute meeting, virtual or in-person if local.
  • Delivery of recommendations, action items, and prioritized to-do list.
  • Review of expected outcomes.

Follow-up Meeting:

  • 30 minute meeting, virtual or in-person if local.
  • Check-in to get update on to-do list.
  • Minor revisions to recommendations, action items, and to-do list if needed.

Ongoing Communication:

  • Unlimited email access between intake meeting and follow-up meeting.
  • Unlimited access to educational material produced by Access Financial Planning, LLC.

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of one or two high-impact financial concerns.

Plan Delivery Meeting:

  • 30 minute meeting, virtual or in-person if local.
  • Delivery of recommendations, action items, and prioritized to-do list.
  • Review of expected outcomes.

Follow-up Meeting:

  • 30 minute meeting, virtual or in-person if local.
  • Check-in to get update on to-do list.
  • Minor revisions to recommendations, action items, and to-do list if needed.

Ongoing Communication:

  • Unlimited email access between intake meeting and follow-up meeting.
  • Unlimited access to educational material produced by Access Financial Planning, LLC.

Fees:

$500 to $2,000 depending on the scope and complexity of the project.

  • Total fee will be determined and agreed upon at the intake meeting.
  • One half the total fee is payable at the beginning of the project and the remainder is payable at the plan delivery meeting.
  • Total fee will be credited toward the up-front comprehensive financial planning fee if client contracts with AFP for comprehensive financial planning services within 90 days of follow-up meeting.

Comprehensive Financial Plan

Perfect for the client who is ready to get their financial house in order and wants a partner who has the resources and knowledge to keep the process manageable and relevant both in developing an initial plan and in making needed adjustments over time.

What to expect:

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of action items and prioritized to-do list.
  • Ongoing collaboration to ensure financial plan developed is relevant, manageable, and comprehensive for client’s situation.

Plan Delivery Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Plan is delivered prior to meeting to enable client review.
  • Delivery of annual goal summary, recommendations, action items, and prioritized to-do list.
  • Delivery of month-by-month breakdown of goals and action items.
  • Topics covered are tailored for each client and will include a review of all the key issues of financial planning, including: investments, cash flow and debt management, tax planning, family risk management, retirement planning, education planning, legacy planning, major life transition planning and special situations planning.

Follow-up Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Check in to get an update on to-do list.
  • Revisions to goals, recommendations, action items, and to-do list if needed.
  • Assistance with implementation of recommendations.
  • Frequency is 30 days after delivery of initial financial plan and then as needed by client’s situation, typically every 6 months.

Ongoing Communication:

  • Unlimited email access.
  • Emails and calls for accountability, guidance, or updates as needed.
  • Unlimited access to educational material produced by Access Financial Planning, LLC
  • Unlimited access to Access Financial Planning’s best-in-class technology such as budgeting, account aggregation, and investment summaries.
  • Prompt communication of macroeconomic events and their potential impact on client’s financial plan.
  • Follow up meetings as needed.

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of action items and prioritized to-do list.
  • Ongoing collaboration to ensure financial plan developed is relevant, manageable, and comprehensive for client’s situation.

Plan Delivery Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Plan is delivered prior to meeting to enable client review.
  • Delivery of annual goal summary, recommendations, action items, and prioritized to-do list.
  • Delivery of month-by-month breakdown of goals and action items.
  • Topics covered are tailored for each client and will include a review of all the key issues of financial planning, including: investments, cash flow and debt management, tax planning, family risk management, retirement planning, education planning, legacy planning, major life transition planning and special situations planning.

Follow-up Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Check in to get an update on to-do list.
  • Revisions to goals, recommendations, action items, and to-do list if needed.
  • Assistance with implementation of recommendations.
  • Frequency is 30 days after delivery of initial financial plan and then as needed by client’s situation, typically every 6 months.

Ongoing Communication:

  • Unlimited email access.
  • Emails and calls for accountability, guidance, or updates as needed.
  • Unlimited access to educational material produced by Access Financial Planning, LLC
  • Unlimited access to Access Financial Planning’s best-in-class technology such as budgeting, account aggregation, and investment summaries.
  • Prompt communication of macroeconomic events and their potential impact on client’s financial plan.
  • Follow up meetings as needed.

Fees:

$2,500 to $5,000 one-time up-front fee and $165 to $400 per month depending on the scope and complexity of the client’s situation.

  • Ongoing financial planning services are only available to comprehensive financial planning clients.
  • One-half the total up-front fee is payable at the intake meeting and the remainder is payable at the plan delivery meeting.
  • Monthly fee begins the month following the plan delivery meeting.
  • Ongoing financial planning services may be canceled with 30 days notice.

Investment Management

Can be purchased as a stand-alone service or in conjunction with a comprehensive financial plan. Ideal for clients who want guidance, structure, and a wider range of choices for their investments than is available on their own.

What to expect:

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of client’s risk tolerance, time horizon, tax considerations, income needs, and any other special circumstances.

Plan Delivery Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Explanation of investment recommendations.
  • Identification of action items and prioritized to-do list.

Follow-up Meeting:

  • 30 minute quarterly meeting, virtual or in-person if local.
  • As needed by change in client’s investment plan.

Ongoing Communication:

  • Unlimited email access.
  • Emails and calls for accountability, guidance, or updates as needed.
  • Unlimited access to Access Financial Planning’s investment management technology such as account aggregation and portfolio reporting.

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of client’s risk tolerance, time horizon, tax considerations, income needs, and any other special circumstances.

Plan Delivery Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Explanation of investment recommendations.
  • Identification of action items and prioritized to-do list.

Follow-up Meeting:

  • 30 minute quarterly meeting, virtual or in-person if local.
  • As needed by change in client’s investment plan.

Ongoing Communication:

  • Unlimited email access.
  • Emails and calls for accountability, guidance, or updates as needed.
  • Unlimited access to Access Financial Planning’s investment management technology such as account aggregation and portfolio reporting.

Fees:

  • Investment Management Services can be purchased as a stand-alone service or in conjunction with Comprehensive Financial Planning.
  • Clients who are both Investment Management clients and Comprehensive Financial Planning clients have the investment management fee capped at .5% of assets under management.
  • Investment Management fees are based on the market value of assets under management and are calculated on a tiered fee schedule.
  • Investment Management fees are paid quarterly in arrears.

Investment Advisory Service

Can be purchased as a stand-alone service or in conjunction with a comprehensive financial plan. Ideal for clients who need input from an advisor but do not require full investment management services.

What to expect:

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of client’s risk tolerance, time horizon, tax considerations, income needs, and any other special circumstances.

Plan Delivery Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Explanation of investment recommendations.

Follow-up Meeting:

  • 60 minute annual meeting, virtual or in-person if local.

Ongoing Communication:

  • Emails and updates as needed.

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of client’s risk tolerance, time horizon, tax considerations, income needs, and any other special circumstances.

Plan Delivery Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Explanation of investment recommendations.

Follow-up Meeting:

  • 60 minute annual meeting, virtual or in-person if local.

Ongoing Communication:

  • Emails and updates as needed.

Fees:

  • Investment Advisory Services can be purchased as a stand-alone service or in conjunction with Comprehensive Financial Planning.
  • Clients who are both Investment Advisory Service clients and Comprehensive Financial Planning clients have the investment advisory service fee capped at .2% of assets under management.
  • Investment Advisory Service fees are based on the market value of assets under management and are calculated on a tiered fee schedule.
  • Investment Advisory Service fees are paid quarterly in arrears.

Get a No Obligation Risk Assessment!

Understanding your unique risk tolerance is an important step in preparing for your financial future.

Take 10 minutes to complete an easy-to-follow questionnaire and receive a report on both your ability to take on risk as well as your comfort level with risk.

Not sure where to begin?

Schedule a no-obligation introductory call to get your questions answered about how Access Financial Planning can help.